| Quick facts | Answer |
|---|---|
| Cost range | Standard replacement about $264 (sedan), about $440 with ADAS calibration |
| Time | Chip repair 20-30 minutes; full replacement includes safe drive-away time |
| Who's qualified | Shop should be AGSC-certified; ask the pro for proof of licence and insurance |
What should I do today if my insurer says glass is covered?
Call your insurer and confirm whether your policy requires an approved shop. Ask whether calibration is included in the estimate, since ADAS calibration in Missouri commonly adds $150 to $400 to the glass price. Then request a referral to a local pro.
How do I check a windshield shop before booking?
Look for AGSC certification, which indicates the shop follows the Auto Glass Replacement Safety Standard for adhesive quality, installation technique, and safe drive-away time. Missouri does not issue a single statewide auto-glass license for individual technicians, so verify shop credentials instead. Ask the pro for proof of licence and insurance.
Will a small chip be repaired or replaced?
Chips quarter-sized or smaller and cracks under 6 inches can often be repaired for about $79 in Missouri. Cracks over 6 inches, edge cracks, cracks in the driver's line of sight, or multiple cracks generally require full replacement. Repairs usually take 20 to 30 minutes.
Does my deductible apply to glass claims?
Missouri does not require zero-deductible glass coverage. Whether you pay out of pocket first depends on your policy deductible and glass coverage terms. Check your declarations page or ask your insurer before booking.
What to do next
- Call your insurer and ask whether your policy requires an approved shop and whether the estimate includes ADAS calibration.
- Ask any shop for its AGSC certification and verify it is current before booking.
- Request a written quote that lists glass, labor, and calibration separately so you can compare the total to your deductible.
- Confirm the shop's safe drive-away time and appointment hours, which may be Monday through Friday during business hours.
- Call (816) 667-6157 or email [email protected] for a free quote from an insured, licensed windshield replacement technician.
KC Windshield is a free referral service: an independent contractor does the work and may pay us a referral fee. You never pay us anything.
